It’s important to stay up-to-date with cost and coverage changes that health insurance plans make each year. Medicare, the federal health insurance program that covers close to 68 million Americans, is no exception. 2025 brings changes to Medicare premiums and out-of-pocket costs, Part D prescription drug costs, and the introduction of the new Medicare Prescription Payment Plan program. New premiums and out-of-pocket costs As of January 1, 2025, certain Medicare costs have increased: For more